Dylan joins MY LATER LIFE
Read more...Unlock the Value of Your Home: An Introduction to Equity Release Are you a homeowner aged 55 or over looking to make the most of your retirement? Equity release could be the financial solution you need. In our latest video, Amy from My Later Life, the award-winning equity release company, explains everything you need to know about accessing the value tied up in your property.
Read more...As the cost of moving homes in the UK has doubled over the past decade to an average of £14,500, more homeowners aged 55 and over are opting to stay in their beloved properties rather than relocate. Escalating expenses such as estate agent fees, stamp duty, and legal charges make moving increasingly unaffordable. In response, many are turning to equity release as a practical financial solution, allowing them to unlock the value of their homes without the stress and costs of moving. This blog explores the benefits of equity release, its implications, and why it’s becoming a popular choice for those looking to remain in their cherished homes."Rising Moving Costs: Why Over-55s Are Choosing Equity Release to Stay in Their Homes"
Read more...Exploring Equity Release in Hoddesdon, Broxbourne, and Wormley If you’re a homeowner in Hoddesdon, Broxbourne, or Wormley and curious about equity release or later-life mortgages, we’ve got great news! My Later Life is here to provide friendly, straightforward advice to help you explore your options. With deep ties to the EN11 area—yes, some of our team grew up right here—we understand the community and its needs. Whether it’s releasing equity to fund a well-deserved retirement adventure or just making life a little easier, we’re here to help. Call us today at 01992 531293 for a free consultation and see how we can guide you toward a brighter financial future.
Read more...Looking to explore equity release or later-life mortgage options in Hertford? My Later Life brings 15+ years of award-winning expertise to SG12, SG13, and SG14 residents. With a local advisor offering personalised, whole-of-market advice, we’re here to help you unlock the value of your home and secure your financial future. Contact us today at 01992 531293? for a free, no-obligation consultation and see how we can make equity release simple, transparent, and tailored to you.
Read more...Supporting Stevenage with Trusted Equity Release and Later-Life Mortgage Advice My Later Life is proud to announce a new, dedicated advisor for Stevenage, covering SG1 and SG2 postcodes. With over 15 years of expertise, we’re here to help Stevenage residents navigate their equity release and later-life mortgage options with confidence. Our whole-of-market approach ensures you get unbiased, personalised advice tailored to your needs. Offering a free consultation and backed by both FCA regulation and Equity Release Council standards, our team is committed to providing trusted, ethical service to the local community. Ready to explore your financial options? Call us today at 0207 100 4255 to schedule an appointment with our Stevenage advisor.
Read more...**Blog Summary: How Equity Release Can Help Farmers Navigate New Inheritance Tax Rules** The Labour government’s recent budget changes have introduced a 20% inheritance tax on farm estates over £1 million, placing additional financial strain on UK farmers. Historically shielded by Agricultural Property Relief, many farmers now face potential tax bills that could force them to sell off land or assets, jeopardising family farms and UK food security. Equity release offers a viable solution, allowing farmers to unlock property value, gift funds to their heirs tax-free (if they live for seven years post-gift), and reduce future inheritance tax liabilities. At My Later Life, we help farmers use equity release to protect their legacy, secure their family’s future, and keep UK farms thriving.
Read more...With the Labour government’s recent budget changes, inheritance tax planning has become even more essential, especially with the inclusion of unused pensions in estate values starting in 2027. These changes mean that, upon death, many pensions could be subject to a 40% tax if the estate surpasses the nil-rate band. As a result, equity release and later life mortgages are now valuable tools for effective tax planning. Equity release enables homeowners to access the value of their property tax-free, providing an immediate way to gift funds to family members and reduce their estate’s taxable value. When these gifts are made more than seven years before death, they can be entirely exempt from inheritance tax. At My Later Life, we help clients navigate these changes by offering tailored equity release solutions. With rising property values, accessing home equity for tax-efficient inheritance planning has never been a better option for protecting family wealth.
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