Our Blog

Friday 7th February 2025

WE'RE SMART SO WE DRIVE SMARTS

At MY LATER LIFE, we’re dedicated to helping homeowners aged 60+ unlock the value in their property through equity release and later-life mortgages. As one of the UK’s fastest-growing equity release companies, we’re expanding our team and increasing our reach. Our expert advisors are always on the move, now more visible than ever with our fleet of MY LATER LIFE-branded smart cars! These vehicles symbolise our commitment to supporting clients nationwide.

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Saturday 1st February 2025

What Did Canada Life Customers Use Their Equity Release for in 2025?

This report was written by Canada Life, January 2025. titled "What Did Canada Life Customers Use Their Equity Release for in 2025?" Equity release remains a valuable financial tool for homeowners looking to access the wealth in their property. In 2025, the most common reasons for releasing equity included clearing existing mortgages (33%), home improvements (22%), and supporting day-to-day living expenses (16%). Other motivations included gifting to family, debt consolidation, funding holidays, and purchasing new properties.

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Wednesday 29th January 2025

Equity Release Market Ends 2024 on a High – A Growing Solution for helping with wealth managment.

The **Equity Release Council’s Q4 2024 report reveals a strong resurgence in equity release* with **total lending hitting £622m—a **16% increase** year-on-year. More homeowners are using equity release for inheritance planning, enabling tax-efficient wealth transfer while securing their retirement. With **rising consumer confidence, increasing loan sizes, and more flexible product options**, equity release is becoming a **trusted financial tool**. Interest rates are easing, and new product availability is growing, making now an ideal time to explore options.

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Tuesday 14th January 2025

My Later Life Now Serving Watford and Surrounding Areas!

My Later Life is excited to bring its award-winning equity release services to Watford and the surrounding areas! As a whole-of-market broker, we work for you to find the best equity release deals tailored to your needs. With a love for local highlights like The Royal Oak, Cheslyn House & Gardens, and even a visit to the Harry Potter Studio Tour, we understand what makes Watford special. Whether you’re dreaming of enhancing your home, helping family, or enjoying more magical moments, we’re here to guide you every step of the way. Visit www.my-laterlife.com to try our calculator or call 0207 100 4255 for a free consultation today!

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Sunday 12th January 2025

Discover Equity Release Solutions in St Albans with MY LATER LIFE

Discover how MY LATER LIFE, an award-winning equity release company, helps St Albans homeowners unlock the value of their properties for a more secure and enjoyable retirement. With a deep love for the local community and areas like Radlett, Shenley, and Redbourn, MY LATER LIFE offers expert guidance on equity release and later life mortgages. Learn how these flexible solutions can supplement your income, fund home improvements, or provide financial support to loved ones, all while keeping you in your home. With local expertise and a commitment to transparency, MY LATER LIFE is here to guide you toward a brighter financial future.

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Thursday 9th January 2025

"Equity Release: A Powerful Tool for Inheritance Planning in the Face of Rising Tax Challenges"

At My Later Life, we fully support the ideas discussed in a recent article by Sanjay Gadhia of Standard Life Home Finance. The Budget’s inheritance tax (IHT) freeze until 2030, combined with rising property values, means more estates will face significant tax burdens. Equity release, particularly through lifetime mortgages, is becoming a popular and practical solution for inheritance planning. Not only can this approach help reduce IHT liabilities, but it also allows families to enjoy the benefits of inheritance in real-time. By unlocking property wealth, clients can assist loved ones with important financial goals, such as home deposits or education costs. We agree that later life mortgages are an essential part of today’s financial planning, offering flexibility and control to retirees and their families.

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Tuesday 7th January 2025

Harnessing a lifetime mortgage for a wealth management

Harnessing a Lifetime Mortgage for Wealth Management: Case Study Discover how an 82-year-old widow effectively utilised a lifetime mortgage to reduce inheritance tax, support her children financially, and secure her future care needs. This case study highlights the importance of tailored financial planning, showcasing how a lifetime mortgage can unlock property wealth without compromising financial stability. Learn how strategic gifting and tax-efficient solutions can help protect your estate while benefiting your loved ones during your lifetime. Read the full story to explore estate planning strategies and flexible financial tools for long-term security.

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Monday 30th December 2024

"Ware We Are—Unlocking Your Future with My Later Life!"

Unlocking Your Future: My Later Life Now Serving Ware and Surrounding Villages! Call us on 01992 531293 www.equityreleaseware.co.uk At My Later Life, we’re delighted to share some exciting news: we now have a dedicated equity release agent for Ware and the surrounding villages! As one of the market leaders in equity release, we’re proud to extend our award-winning expertise to this charming corner of Hertfordshire. Whether you’re considering unlocking the value in your home to enhance your retirement or fund life’s big dreams, we’re here to help residents of Ware take the next step with confidence.

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