Hardly anyone checks flood risk before applying for a mortgage, remortgage or equity release, yet it can affect your valuation, your lender’s decision and your insurance. Graham Clelland shows you how to check your home on the two free GOV.UK tools, what the results mean, and how Flood Re fits in. These are the same as the ones in the hidden notes at the top of the code. The page title follows the format and length of your interest post’s title. The meta description is just under 155 characters, so Google shouldn’t cut it short.
Read: Flood Risk and Equity Release: Why You Should Check Before You BorrowOver 60 with an interest-only mortgage coming to an end? Director Graham Clelland explains how equity release can clear the balance with no compulsory monthly payments, and how it compares with a retirement interest-only (RIO) mortgage, a term extension, a later-life repayment mortgage and downsizing. Includes real client stories, a side-by-side comparison and the steps to take before your end date.
Read: Over 60 With an Interest-Only Mortgage Coming to an End? Your Options ExplainedNew More2Life figures show that nearly two-thirds of its interest-paying lifetime mortgage customers are under 70. Graham Clelland explains who More2Life are, why people in their 50s and 60s are choosing to pay the interest, how much it could save, and the questions to ask before choosing a plan.
Read: Why Younger Equity Release Borrowers Are Choosing to Pay the InterestVicki is My Later Life's virtual equity release assistant, programmed with all of the knowledge we've built as a UK whole-of-market equity release broker. She answers questions about lifetime mortgages, eligibility, interest rates, lenders, drawdown, voluntary repayments, inheritance protection and fees in plain English, free of charge and with no obligation. Vicki provides general information only. When you're ready, she can arrange a conversation with one of our qualified advisers, who can give you a personal recommendation.
Read: Meet Vicki – Your Free Equity Release AssistantCompare equity release rates from leading UK lenders and understand what affects the rate you could be offered. My Later Life compares options from across the market, including Aviva, Canada Life, Just, LVE, More2Life, Pure and Standard Life, helping you find a suitable lifetime mortgage and understand the costs involved.
Read: Compare Equity Release Rates – UK Lifetime Mortgage Rates ComparedConsidering equity release in Leicester? My Later Life offers whole-of-market advice from advisers covering Leicester and Leicestershire. We compare suitable lenders, rates, criteria and product features to help find a solution that fits your personal circumstances.
Read: Equity Release Leicester: Whole-of-Market Advice from Local SpecialistsDownload our free equity release guide or request a printed copy delivered to your home. Learn how lifetime mortgages work, the potential costs and risks, how equity release may affect your inheritance and benefits, and the alternatives worth considering before making a decision.
Read: Free Equity Release Guide – Read Online or Request a Printed CopyWe’re proud to have Alex as part of My Later Life. With almost a decade specialising in equity release and a much wider career in financial services, Alex brings considerable knowledge and experience to our clients.
Read: Welcoming Alex Amber to the My Later Life Team
