Equity Release & Later Life Mortgages | MyLater Life

Meet Tony Collins, Independent Equity Release and Later Life Mortgage Adviser at My Later Life

Tuesday 23rd December 2025


Meet Tony Collins, Independent Equity Release and Later Life Mortgage Adviser at My Later Life.


At My Later Life, we specialise in equity release advice and later life mortgages, helping homeowners aged 55 and over make informed decisions about their property and finances. We are pleased to introduce Tony Collins, an experienced Independent Equity Release Adviser who is now working with our clients across the UK.

Over 24 Years of Experience in Equity Release and Mortgages
Tony has more than 24 years of experience in the mortgage industry, with a strong focus on equity release and lifetime mortgages. Based in Warrington, Cheshire, he provides independent, face-to-face equity release advice to clients nationwide.

Throughout his career, Tony has worked with well-established firms including Key Retirement, Bridgfords, Reeds Rains, The Right Equity Release, and The Equity Release Experts. This extensive background allows him to offer clear, practical guidance to clients considering later life mortgage solutions.

Personal and Independent Equity Release Advice
Tony believes that equity release advice should be clear, transparent, and tailored to each individual. He supports clients from the first enquiry through to completion, ensuring they fully understand how equity release works and whether a lifetime mortgage is the right option for their circumstances.

Unlike transactional advice, Tony provides ongoing support after completion. He remains available to help clients who may wish to release additional funds in the future or who need further guidance as their needs change.

Regulated and Trusted Later Life Mortgage Advice
Tony is a member of the Equity Release Council, which means his advice follows strict industry standards designed to protect consumers. He holds all the relevant professional qualifications, including:

CeMAP
Financial Planning Certificate
Certificate in Regulated Equity Release
Certificate in Lifetime Mortgages
All advice is fully regulated and focused on suitability, ensuring that equity release or later life mortgages are appropriate for each client’s long-term plans.

Supporting Clients and Professional Introducers Across the UK
In addition to working directly with homeowners, Tony also supports financial advisers, mortgage brokers, solicitors, accountants, and will writers throughout the UK. He can carry out initial checks to determine whether equity release may be suitable and provide guidance on how much a client may be able to release from their property.

Equity Release Advice with My Later Life
Tony’s approach reflects the values of My Later Life, offering trusted, independent advice on equity release and later life mortgages. His experience, professionalism, and commitment to long-term client care make him a valuable part of our adviser network.

If you are considering equity release, a lifetime mortgage, or would like expert advice on later life lending, visit www.my-laterlife.com to find out how we can help.

How can we help?

Notice: This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration.
Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it.
If you are in any doubt, seek independent advice.