This information is a guide only and should not be relied on as a recommendation or advice that any particular Equity Release product is suitable for you.
Equity release allows you to access the value held up in your home and turn it into money you can spend as you wish. How much equity you can release depends on your age, how much your property is worth and how much you choose to borrow.
People over 55 often have little or no outstanding mortgage and lots of value tied up in their home. Many others have an interest-on-ly mortgage and no way of repaying it. Equity release could help in either of these situations.
Learn more about equity releaseEquity release allows homeowners aged 55 or over to access the value tied up in their home without having to move out. The money released can be used for various purposes, including:
A company that went above and beyond to support us during a very complex time would definitely recommend nothing was too much trouble.
Lisa Davies March 2026 Via Google
Dylan guided me competently, courteously and coherently through the vagaries and complexities of the later life equity release scheme labyrinth. I am very grateful to him.
Desmond Carter March 2026 Via Google
The representative of your company, Dylan Cripps, has provided us with excellent advice and help.
John Elsom. March 2026 Via Google
Thank you for your kind review. We’re delighted to hear that Tony looked after you and your wife so well, providing a friendly, professional, and timely service. It’s great to know everything was handled accurately, and we truly appreciate you choosing My Later Life.
William Thomson March 2026 Via Google
Mike at My Later Life has been absolutely brilliant and I would have no hesitation in recommending him. Each stage of the process has been handled with ease . He managed my Equity Release Mortgage from start to finish making the entire process seamless, whilst at all times choosing the most beneficial interest rate for me . Thank you ????.
Hayley Phillips-Moul Via Google
My advisor was Tony Collins. From the first time of contact he has always been very professional and explained everything in fine detail and in an easy to understand way. I have been in touch with him many times and he is always easy to contact and if not available always returns the call or text. I feel extremely confident that he has my best interest at heart and would not hesitate to recommend in the future.
Stephen Lee Via Google
Extremely professional service, Tony gave us time, reassurance to complete the right package for us. Until conclusion he followed up with support and kindness.
Linda Wray Feb 2026 Via Google
We had a very positive experience with Tony Collins our Advisor from start to finish. The whole process was explained clearly, we never felt pressured at any stage. Tony took his time to understand our circumstances. Any questions we had were answered promptly and in plain English which made our experience much easier. We would recommend this company and Tony to anyone considering equity release who want honest advice, professionalism and respectful service.
Sharon Smith Feb 2026 Via Google
Tony Collins was extremely professional and helpful in the guidance he provided and we felt lucky to have found him. Many thanks for your excellent advice and help and we couldn’t recommend more highly.
Alan Brown Feb 2026 Via Google
Very informative, helpful and courteous - highly recommended.
Ashley Rye Jan 2026 Via Google
A totally first class service from start to finish, l had health issues during the process, but Graham was always there for us and delighted to say everything went well in the end.A pleasure to do business with you. Thank you
Chris B Jan 2026 Via Google
Great service i was kept well informed all the time
Peter Wallace-gould Via Google
We can help with your application over the phone, or answer any Equity Release questions you may have.
Monday - Friday: 9am to 8pm
Saturday: 9am to 4pm