Equity Release in London – Independent, Local Advice
Unlock the value of your London home with confidence
If you’re a homeowner in London aged 55 or over, you could unlock tax-free cash from your home with equity release – while continuing to live there.

At My Later Life, we are FCA-regulated advisers, Equity Release Council members, and specialists in London’s unique housing market, giving you tailored guidance you can trust.

Why consider equity release in London?
London homeowners are in a unique position. With property values consistently higher than the national average, equity release can provide a significant lump sum or regular income.

Many of our London clients use equity release to:

Supplement retirement income
Clear an existing mortgage or debts
Help children with a London property deposit
Fund home improvements, healthcare, or travel

Equity release options explained
The most popular choice is a lifetime mortgage. With this option:

You borrow against the value of your home
No monthly repayments required (unless you want to)
The loan plus interest is repaid when the property is sold
You remain the legal owner of your London home
We also provide advice on alternatives, including home reversion plans and downsizing.

Why London clients choose My Later Life

Whole of market advice – We compare plans from all leading equity release lenders, not just one provider
Local knowledge – From Chelsea townhouses to Bromley bungalows, we understand London’s property market
Safe & regulated – As FCA-regulated advisers and Equity Release Council members, we guarantee:

No negative equity guarantee
The right to stay in your home for life
Fair, transparent advice
Personal service – One dedicated adviser supporting you throughout


Equity release in London: What you need to know
London property values mean you may qualify for higher equity release amounts than in other regions
Equity release may reduce the inheritance you leave
It could affect your entitlement to certain means-tested benefits
Interest compounds over time – understanding the cost is crucial
That’s why professional advice is essential.

Speak to a London equity release specialist today
Call us on 0207 100 4255
Email us at info@my-laterlife.com
Or request your free, no-obligation consultation today. We can arrange meetings online, by phone, or at your London home.

Equity Release London – Frequently Asked Questions
How much equity can I release in London?
It depends on your age, health, and the value of your home. With higher London property values, many clients release more than the UK average.

Is equity release safe?
Yes – when arranged through an Equity Release Council member. You’ll never owe more than the value of your home.

Can I get equity release if I still have a mortgage?
Yes. You’ll need to use part of the funds to clear your existing mortgage.

Which lenders offer equity release in London?
We work with all major providers including Legal & General, Aviva, Canada Life, and more.

Can I downsize later?
Yes – many plans allow you to move to another property, provided it meets lender criteria.

Do you cover all London boroughs?
Absolutely. We’ve helped clients in Westminster, Islington, Bromley, Croydon, Richmond, Ealing, Camden, and beyond.Ready to release equity from your London home?
At My Later Life, we specialise in equity release for London homeowners. Our independent advice puts your interests first.

Call us today or request a free consultation to explore your options.