Experience that goes back much further

Although our current company is five years old, the experience within it stretches back decades.

Graham Clelland, our Equity Release Director, has worked in consumer finance and advice since 1981. Over that time, his career has covered mortgage lending, broking, financial advice, secured loans and estate planning.

He became an equity release adviser in 2009 and has also worked with wills, trusts and lasting powers of attorney, including serving as a Trust Officer.

That background gives Graham a broad perspective on the decisions people face in later life. A conversation might start with a mortgage, but it often involves much more: family, retirement, plans for the home and hopes for the years ahead. Understanding those connections is an important part of getting to know our clients.

“When I look at how far we’ve come in just five years, I feel incredibly proud. We’ve built a talented team, earned the trust of thousands of clients and achieved so much together. What means the most to me is seeing the care our people put into their work every day. I’m grateful to everyone who has helped us get here, and excited about what’s still to come.”

Graham Clelland, Equity Release Director, My Later Life

Building the business together

Simon Oliver became involved in the current company in 2021, bringing extensive mortgage experience and a strong background in growing businesses.

Having previously run a mortgage business with 30 staff, Simon knew what it took to build and support a team. His experience has helped us develop the business as we’ve grown, with attention to both the people delivering our service and the clients receiving it.

In 2025, Adrian Ripp joined us to help with lead generation and business growth. His involvement brought fresh ideas and a greater focus on introducing My Later Life to more people who might benefit from speaking with our advisers.

Each has brought something different to the business, alongside the knowledge and hard work of the wider team.

A new look for My Later Life

There was another noticeable change in 2025: our rebrand.

We wanted to bring our logo up to date and give My Later Life a look that reflected the business we had become. The new design kept the familiar blue and green colours, with a distinctive house symbol and our name clearly displayed alongside it.

Seeing the old and new logos together is a reminder of how much has changed. The refreshed identity was a welcome step forward as we prepared for the next stage of our growth.

A new look—and a new website

2025 brought a fresh look to My Later Life. We updated our logo, keeping our familiar blue and green colours while introducing a modern house symbol and making our name more prominent.

We also created a new website, giving clients an easier way to explore later-life mortgages and equity release in their own time.

One feature we’re particularly proud of is our repayment calculator, which we designed to help people explore how repayments could affect their borrowing over time. It’s a practical way to make the figures easier to understand and help clients prepare for a conversation with an adviser.

Alongside it, we’ve brought together straightforward guides and answers to common questions about later

“I’m incredibly proud of our team, and we’re fortunate to have such experienced advisers based across the country. For me, there’s still real value in sitting down with someone in their own home, having a proper conversation and taking the time to answer their questions. You could call it an old-fashioned approach, but it works for us because it puts people at ease and helps us understand what matters to them. As we grow, that personal touch is something I’m determined we’ll keep.”

Simon Oliver, Sales Director, My Later Life

Growing our team and our reach

Today, we have 17 people in the team, with advisers based across the country allowing us to serve approximately 70% of the UK.

Our advisers are supported by colleagues with experience in property valuation, mortgage comparisons, legal support and compliance. There’s a great deal of work behind each client’s journey, and everyone has a part to play in keeping things clear and moving forward.

As we grow, we want people to feel comfortable picking up the phone, asking questions and taking the time they need. Deciding whether equity release is suitable deserves a proper conversation, with advice that takes individual circumstances into account.

Meet the My Later Life team

The trust that makes it worthwhile

Thousands of clients have placed their trust in My Later Life. We know that choosing someone to help with decisions about your home and finances takes confidence, and we take that responsibility seriously.

Our five-star Google rating is something we’re particularly proud of. We appreciate every client who takes the time to leave a review or recommend us to someone they know.

Those recommendations are personal. When someone passes our name to a friend or family member, they’re putting their own trust in us again. That means a lot.

Some proud moments along the way

Our first five years have also brought awards and recognition worth celebrating.

• 2023: Top Firm recognition.
• 2024: Top Equity Release Firm winner.
• 2025: Top Equity Release Firm recognition and inclusion in the Top 100 Club.
• 2026: Top Equity Release Firm runner-up and inclusion in the Top 100 Club.

It’s a pleasure to share those moments with the team. Everyone contributes, whether they’re advising clients, answering enquiries or helping with the details behind the scenes.

As a growing business, having those achievements to look back on gives us plenty of encouragement for what comes next.

Read more about our awards and recognition

Thank you for being part of it

There’s a lot to appreciate as we mark this anniversary: the colleagues who have helped build the business, the clients who have chosen us and the people who continue to recommend our services.

We’re proud of where My Later Life is today, and we’re looking forward to helping more clients in the years ahead. As we do, we’ll keep putting time into the things that matter: listening carefully, explaining clearly and offering personal support.

To everyone who has been part of our journey so far, thank you.

Here’s to five years of MY GROUP INC LIMITED—and the next chapter for My Later Life.