1. Your Peace of Mind: Tailored Expertise with MY LATER LIFE
We’re FCA-authorised and a proud member of the Equity Release Council, meaning we guarantee no negative equity protection—your home’s value won’t fall below what you owe.
Trusted by thousands of UK homeowners, we focus exclusively on lifetime mortgages and home reversion plans, helping you unlock the equity in your home wisely and safely.
2. How We Outshine Other Providers
Most lists of top providers highlight well-known names like Aviva, Legal & General, and Canada Life for their competitive rates, flexible features, and robust safeguards (everyinvestor.co.uk, over50choices.co.uk, en.wikipedia.org). But here’s why we go further:
“Equity release isn’t just about unlocking money—it’s about unlocking peace of mind. At My Later Life, we guide every client with care, clarity, and complete independence to ensure their financial future is secure and personal goals are fully supported.” Graham Clelland Director
3. Competitive Rates and Unique Features
Recent comparisons show average lifetime mortgage interest rates hovering around 6–7% (thetimes.co.uk). Meanwhile, leading providers such as Aviva, L&G, and Canada Life offer rates in a similar range, often highlighted for their flexibility and added benefits (investinginproperties.co.uk).
At MY LATER LIFE:
We negotiate on your behalf with top lenders to secure market-leading rates, potentially saving you thousands over the term.
Our drawdown plans allow you to take money as needed, rather than upfront, helping manage interest roll?up.
Optional inheritance protection enables you to ring-fence a portion of your property for loved ones.
4. Independent Advice, Always
Many providers operate through in-house advisers or limited panels, which may skew recommendations (investinginproperties.co.uk, thetimes.com, later-life-planning.co.uk). At MY LATER LIFE, we pride ourselves on truly independent guidance—we review the full market and act solely in your best interest.
5. Real Support Every Step of the Way
From your first chat to the day your equity release is finalised, you’ll have:
A dedicated adviser, available face-to-face or via phone/video.
Support through legal, financial, and planning stages—including assessing impacts on benefits, estate, and inheritance.
Clear, jargon-free explanations and regular check-ins.
6. Is Equity Release Right for You?
Deciding whether to release equity is a significant step. Sources frequently emphasise:
Releasing cash tied up in your home
No negative equity guarantee
Need for independent, tailored advice (investinginproperties.co.uk, thetimes.com, unbiased.co.uk, en.wikipedia.org)
With MY LATER LIFE, you'll gain clarity on:
Contact us today for a friendly, no-obligation consultation. Let’s make your later life everything you deserve. 0207 100 4255
While big names like Aviva, Legal & General, and Canada Life rank high in industry lists (everyinvestor.co.uk, investinginproperties.co.uk, unbiased.co.uk), MY LATER LIFE stands apart by offering complete independence, true customer focus, and full transparency. Choose confidence—choose MY LATER LIFE.
"What would you spend the money on ?"
Disclaimer: This blog post is for informational purposes only. Equity release is regulated by the FCA. Always obtain professional advice tailored to your situation.
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