What Is the Best Equity Release Company to Go With?

Sunday 8th June 2025


What Is the Best Equity Release Company to Go With?
If you’re asking “what is the best equity release company to go with?”, you’ve come to the right place. At MY LATER LIFE, we believe in offering more than just financial solutions—we deliver tailored, trustworthy, and customer-focused equity release advice to ensure your later life is truly enhanced.

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1. Your Peace of Mind: Tailored Expertise with MY LATER LIFE
We’re FCA-authorised and a proud member of the Equity Release Council, meaning we guarantee no negative equity protection—your home’s value won’t fall below what you owe.
Trusted by thousands of UK homeowners, we focus exclusively on lifetime mortgages and home reversion plans, helping you unlock the equity in your home wisely and safely.

2. How We Outshine Other Providers
Most lists of top providers highlight well-known names like Aviva, Legal & General, and Canada Life for their competitive rates, flexible features, and robust safeguards (everyinvestor.co.uk, over50choices.co.uk, en.wikipedia.org). But here’s why we go further:


MY LATER LIFE

Whole-market access
Comprehensive comparison of all FCA-regulated plans
Truly bespoke advice
Solutions tailored to your health, inheritance, and lifestyle
Transparent pricing
Only advisory fee—no hidden commissions, full clarity
Exceptional support
Ongoing guidance through process and term

“Equity release isn’t just about unlocking money—it’s about unlocking peace of mind. At My Later Life, we guide every client with care, clarity, and complete independence to ensure their financial future is secure and personal goals are fully supported.” Graham Clelland Director

3. Competitive Rates and Unique Features
Recent comparisons show average lifetime mortgage interest rates hovering around 6–7% (thetimes.co.uk). Meanwhile, leading providers such as Aviva, L&G, and Canada Life offer rates in a similar range, often highlighted for their flexibility and added benefits (investinginproperties.co.uk).

At MY LATER LIFE:

We negotiate on your behalf with top lenders to secure market-leading rates, potentially saving you thousands over the term.
Our drawdown plans allow you to take money as needed, rather than upfront, helping manage interest roll?up.
Optional inheritance protection enables you to ring-fence a portion of your property for loved ones.

4. Independent Advice, Always
Many providers operate through in-house advisers or limited panels, which may skew recommendations (investinginproperties.co.uk, thetimes.com, later-life-planning.co.uk). At MY LATER LIFE, we pride ourselves on truly independent guidance—we review the full market and act solely in your best interest.


5. Real Support Every Step of the Way
From your first chat to the day your equity release is finalised, you’ll have:

A dedicated adviser, available face-to-face or via phone/video.
Support through legal, financial, and planning stages—including assessing impacts on benefits, estate, and inheritance.
Clear, jargon-free explanations and regular check-ins.

6. Is Equity Release Right for You?
Deciding whether to release equity is a significant step. Sources frequently emphasise:

Releasing cash tied up in your home
No negative equity guarantee
Need for independent, tailored advice (investinginproperties.co.uk, thetimes.com, unbiased.co.uk, en.wikipedia.org)
With MY LATER LIFE, you'll gain clarity on:


Why MY LATER LIFE Wins every time !!


Customer-Centric Service – We listen first and design solutions around you.


Unmatched Market Access – We partner with all regulated equity release lenders, giving you optimal choice.


Open and Transparent – No hidden fees; clear explanation of costs and long-term effects.


Safeguarded Advice – Regulation-backed protections like no negative equity, assured interest caps, and full council standards.


Holistic Later-Life Planning – Beyond equity release, we advise on your overall financial wellness, inheritance strategy, and care planning.

Ready to Learn More?
If you’re searching for the best equity release company, ask yourself:

Who provides truly independent advice?
Who understands your unique needs?
Who stands behind promised protections—and delivers them?
With MY LATER LIFE, you'll get more than a lender—you'll have a partner committed to your peace, freedom, and future.

Contact us today for a friendly, no-obligation consultation. Let’s make your later life everything you deserve. 0207 100 4255


Final Take


While big names like Aviva, Legal & General, and Canada Life rank high in industry lists (everyinvestor.co.uk, investinginproperties.co.uk, unbiased.co.uk), MY LATER LIFE stands apart by offering complete independence, true customer focus, and full transparency. Choose confidence—choose MY LATER LIFE.

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"What would you spend the money on ?"


Disclaimer: This blog post is for informational purposes only. Equity release is regulated by the FCA. Always obtain professional advice tailored to your situation.

See how much you could release with our quick Equity release calculator click BELOW

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