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Whether you’re exploring your options for retirement, helping family, clearing debts, or just wanting more financial freedom, this tool gives you clarity in seconds. You can kerp the key to your house and no need to downsize.
Use our Equity Release Calculator here...
Why Use an Equity Release Calculator?
An equity release calculator is the first step in understanding what’s possible. By entering your age, property value, and outstanding mortgage, you’ll see an estimate of how much tax-free cash you could unlock.
It’s quick, private, and free — with no obligation.
That’s where My Later Life is different.
The Key Equity Release Myths Explained
Before making decisions, it’s important to separate fact from fiction. These are the Key equity release myths we hear most often:
“I’ll lose ownership of my home.”
False. With a lifetime mortgage (the most common form of equity release), your home remains yours.
“I won’t be able to move house again.”
Not true. Most equity release products today come with downsizing protection or the option to port your plan.
“It’s only for people who are struggling financially.”
Another myth. Many use equity release to enjoy life more — whether that’s travel, supporting family, or home improvements.
Understanding these myths is the key to making informed decisions.
When You Reach an Age Partnership in Life
Reaching your late 50s or 60s is often when people first consider equity release. We like to call this an “Age Partnership” with your future self — the moment where you sit down and think seriously about your later life plans.
At this stage, the decisions you make are key. Choosing whether to ke the key to your house and unlock property wealth is about balance, peace of mind, and independence.
Weather your single , married or in a age Partnership or The Key Advice is to understand who has your best intrests at heart which is why My Later Life is a whole of market provider , meaning we find you the client the best option for your cirmstance along with the best deal.
That’s where our calculator and independent advice give you an advantage.
Try the Equity Release Calculator now
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Single , Married , in a Age Partnership , Widdowed if you own you own home let MY LATER LIFE help you release equity from your home.
How Our Equity Release Calculator Compares
You may see calculators on other sites like Age Partnership or Key. While these can give estimates, they are often tied directly to a single provider.
Our calculator is different:
Independent – we compare across the whole market.
Simple – takes less than 60 seconds to use.
Transparent – we explain the pros and cons clearly.
Personalised advice – a qualified adviser can help you understand the results, with no pressure.
This independence is the key difference. It means you can be confident you’re exploring all your options, not just one brand’s products.
Equity Release: The Key Steps to Making the Right Choice
Using the calculator is just the beginning. Here’s the typical journey:
Check your estimate – See how much you could unlock.
Discuss your goals – Do you want to clear a mortgage, gift to family, or improve your lifestyle?
Get personalised advice – Our qualified advisers explain your options, risks, and alternatives.
Compare providers – Including lenders recommended by Age Partnership, Key, and many others.
Decide with confidence – Because the key to later life planning is making decisions with full knowledge.
Why Choose My Later Life?
Member of the Equity Release Council.
FCA-regulated advice, giving you confidence.
Experienced advisers with decades of later life planning expertise.
A customer-first approach — no call centres, no pressure.
Trusted by clients across the UK, with excellent reviews.
Frequently Asked Questions About Equity Release
How accurate is the calculator?
It gives you a strong estimate. The final figure depends on your age, property type, lender criteria, and health details.
Will I still own my home?
Yes. With a lifetime mortgage, your name stays on the deeds.
What happens if I live longer than expected?
Your plan is guaranteed for life — you won’t be forced to leave your home.
Can I pay the interest?
Some plans let you pay monthly interest, others allow it to roll up. Our advisers explain all the options.
How does it compare with providers like Age Partnership or Key?
Our calculator works across the whole market. This means you can see what’s available beyond just one brand.
Ready to See What’s Possible?
The key to good equity release decisions is simple: get the facts, compare your options, and take advice you can trust.
Whether you’re curious, cautious, or ready to take the next step, our Equity Release Calculator is the best place to begin.
